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Banks poor microfinance 2012 5 15

Banks poor microfinance 2012 5 15

Samuel Mamba poses in his hardware shop in Salima on July 16, 2011. Samuel Mamba saved for three years as a subsistence farmer to open a small hardware stand in Salima before borrowing 20,000 kwacha in 2008 as part of a collective of 10 people. Malawi's microfinance lenders are giving would-be business owners access to capital in a country where 81 percent of people do not have a bank account.

Alexander Joe