By Emily Flitter NEW YORK (Reuters) - Prosecutors are considering charging Steven A. Cohen's SAC Capital Advisors as a criminal enterprise engaged in a long pattern of insider trading in stocks, according to a person familiar with the matter. Prosecutors may use the Racketeer Influenced and Corrupt Organizations Act, most commonly associated with prosecutions against the mafia, to move against Cohen's $15 billion hedge fund company, said the person, who spoke on condition of anonymity.

By Mark Miller CHICAGO (Reuters) - A job and a paycheck - they go together like coffee and cream. But when you retire from your regular job, does that mean you have to give up the cream? A growing number of 401(k) plans are including investment choices that can help savers convert nest eggs into retirement income. Participants can buy insurance annuities or other products designed to spread funds over a lifetime.

SEOUL, May 21 (Yonhap) -- The government said Tuesday it will bail out some delinquent borrowers from the 1997-98 Asian financial crisis, as part of a policy bid to ease financial burdens of the underprivileged. Under the scheme, some 110,000 out of 2.36 million delinquent borrowers whose credit rating plummeted due to joint liabilities during the two-year financial turmoil will have their records erased by local financial institutions, according to the Financial Services Commission (FSC) and other state-run financial agencies.

By Kathleen Kingsbury BOSTON (Reuters) - When the Patient Protection and Affordable Care Act, aka Obamacare, starts rolling out in October, it will overhaul how Americans get healthcare coverage. Yet many workers will feel little immediate impact. That's because almost half the 160 million Americans who received health coverage through their jobs in 2012 were enrolled in what's known as a "grandfathered" insurance plan, according to a Kaiser Family Foundation report.