By James Davey LONDON (Reuters) - After a decade pushing its non-food business, Tesco <TSCO.L>, Britain's biggest retailer is changing, and a conspicuous focus on fresh produce greets shoppers at its newly styled superstores. "Customers were saying they felt we didn't have the right products in our shop," said Kiran Sudan, store manager at the recently refurbished Kensington superstore in west London, whose catchment area is a multi-cultural mishmash of affluent dwellings and social housing.

By Huw Jones LONDON (Reuters) - The Financial Conduct Authority (FCA) announced sweeping changes in financial regulation on Wednesday, telling banks they can no longer blame customers when products go wrong and promising to study how consumers behave to make sure they can make the right decisions. The FCA is one of two new agencies launched this month to replace the Financial Services Authority and rewrite the rules for a financial industry brought low by the 2008 crisis and years of costly misbehaviour.

The former boss of failed British bank HBOS will return his knighthood and forego 30 percent of his pension following last week's damning parliamentary report into its collapse during the financial crisis. James Crosby, who served as chief executive between 2001 and 2006, also resigned as a non-executive director of Compass Group, the world's biggest catering company. The influential Parliamentary Commission on Banking Standards attacked Crosby in last week's report -- called 'An Accident Waiting to Happen.'

By Huw Jones LONDON (Reuters) - British banks could pay up to a quarter more to be supervised as two new watchdogs adopt more intrusive regulation and impose higher fines which will be paid into the coffers of cash-strapped government. The defunct Financial Services Authority (FSA), scrapped in March to correct supervisory failures uncovered by the financial crisis, used to keep fines to subsidise its own operating costs.